Dealer Prestige Motor Insurance by Allianz

Your vehicle is more than something that gets you from A to B.

It’s your daily commute, your weekend escape, your pride and joy or even just your little run-around. So you want to make sure it – and you – are covered in the event of loss or damage and legal liability.

With Dealer Prestige Motor Insurance you’re putting your vehicle in safe and reliable hands, whatever road you choose.

What are the benefits?

  • Cover for accidental loss or damage to your vehicle.
  • Three years new-for-old vehicle replacement#.
  • Pay by the month at no extra cost*.
  • Your choice of repairer – someone close to home, or a vehicle specialist – it’s up to you.
  • The real deal: only genuine parts are used to repair vehicles.
  • Quick and simple claims process.
  • Excess options to suit your budget.
  • Choose to cover your vehicle for either Market or Agreed Value**.

Standard benefits include:

  • Rental car following theft
  • Towing
  • Trailer and caravan cover
  • Emergency repairs
  • Personal effects and clothing cover
  • Transportation costs
  • Emergency and breakdown accommodation costs
  • Re-keying and re-coding
  • Genuine parts guarantee
  • Plus many more

Optional cover

A range of additional cover options are also available for you to choose. These include rental car following an accident, no excess windscreen claim, protected no claim bonus, restricted driver option and tools of trade cover.

Accidental loss or damage

Your vehicle will be covered for accidental loss (including theft) or damage. When you make a claim, we will:

  • Repair your vehicle, or
  • Pay you a reasonable cost of repairing your vehicle, or
  • Pay you the Market Value of your vehicle, if it is insured for market value, or
  • Pay you the Agreed Value of your vehicle, if it is insured for an agreed value.

Replacement of a new vehicle after a total loss

If your vehicle is bought new, by you, and is a total write off within three years of purchase, it will be replaced with a brand new vehicle of the same make, model and series.

  • If a replacement vehicle is not available, we will pay either the Market or Agreed Value, as shown on your policy schedule.
  • If your vehicle is replaced, your policy will continue to cover the replacement vehicle until the end of your period of insurance, with no additional premium.

Damage to other people’s property (legal liability)

Allianz will cover your legal liability to pay compensation for loss or damage to someone else’s property, caused by a motor vehicle accident which is partly or fully your fault. This covers:

  • The policy holder,
  • A licensed driver using the vehicle with the policy holder’s consent, and
  • Passengers travelling in, or getting into or out of, the vehicle.


* Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

** Agreed value is not available to all cars. You will be advised if agreed value cover is available and if the value required is sufficient for the selected vehicle.

# If your vehicle was purchased new or as a demonstrator model by you, and becomes a total loss within 3 years of the starting date of the original registration, we will replace your vehicle with a new vehicle of the same make, model and series if such a vehicle is available in Australia.

Insurance is issued by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFS Licence No. 234708. For full terms and conditions refer to the Product Disclosure Statement and Policy Document. Limits apply to the benefits you can claim. We do not provide any advice on this insurance based on any considerations of your objectives, financial situation or needs. Before making a decision about it please refer to the Allianz Dealer Prestige Motor Product Disclosure Statement, available from any Motorama dealership.