Introducing Toyota Access

Posted by Motorama Blog Team
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A Whole New Way to Buy a Toyota

Introducing Toyota Access! All new levels of affordability, flexibility and assurance can now come standard with every new Toyota. Enjoy the security of real guarantees and say goodbye to the uncertainties you've come to expect from traditional methods of car ownership.

How It Works

Toyota Access is an easy and flexible way to put you in complete control when you're buying a new car.
The great thing about Toyota Access is it enables you to choose the car you really want today and still keep your options open tomorrow. Whatever stage you're at in life - going off to university, starting out on a career, settling down with a family or getting your life back as the kids leave home - you can have confidence about what's ahead. Toyota Access puts you in the driver's seat with affordability, flexibility and assurance.  

Toyota Access provides you with the ultimate choice and flexibility combined with the assurance you need to select the car of your dreams.

With Toyota Access, you get to choose your deposit and loan term (up to 48 months/4 years) when you buy your new Toyota and you also get to choose what to do with your car when the term is over; trade, keep or return the car.

Toyota Access takes the worry out of buying a car and provides great reassurance because Toyota guarantees the future value of the car. The Guaranteed Future Value is the minimum value of your New Toyota at the end of the loan term and is the amount Toyota Finance will pay you and be put against your final payment should you decide to return your car at the end of the term. 

And, because Toyota Access comes with low monthly repayments and a short loan period, you can upgrade to any New Toyota without worry or hassle.

 At time of purchase

  1. You will select the Toyota of your choice
  2. Nominate the deposit you'd like to pay, if any
  3. Choose your term and number of kilometres you expect to travel over that term
  4. Toyota Finance will then calculate the Guaranteed Future Value of your new Toyota.
  5. Toyota Finance will then calculate your monthly repayments, with a final payment equal to your Guaranteed Future Value
  6. Tailor your own affordable package
Once you've chosen the vehicle you want, simply tell us if you'd like to pay a deposit (if so how much) and how long you'd like the agreement to last for. Then you tell us the amount of kilometres you expect to do and based on this, we will work out the Guaranteed Future Value of the car. So you know exactly where you stand and can confidently plan your budget, way ahead. 

An affordable monthly payment schedule will then be then put together for you. Obviously, the more deposit you pay the less the repayments will be. And the shorter your loan term is, the sooner you can trade up or down to a new Toyota model.

Tailor your own affordable package

Once you've chosen the vehicle you want, simply tell us if you'd like to pay a deposit (if so how much) and how long you'd like the agreement to last for. Then you tell us the amount of kilometres you expect to do and based on this, we will work out the Guaranteed Future Value of the car. So you know exactly where you stand and can confidently plan your budget, way ahead.


We'll then put together an affordable monthly payment schedule. Obviously, the more deposit you pay the less the repayments will be. And the shorter your loan term is, the sooner you can trade up or down to a new Toyota model.

You decide what to do next

At the end of the agreement, you are still in control. You can decide whether to:
  1. Trade in or sell your Toyota - use the trade-in value or sale price to pay the remaining balance of your account.
  2. Keep your Toyota - simply pay the outstanding balance (including the final payment). We can help you refinance the balance if you don't have the cash on hand (conditions apply).
  3. Return your Toyota - we'll pay you the GFV we agreed at the start of your term and put it against the remaining balance owing on your account (subject to Fair Wear and Tear conditions and agreed kilometres being met).

It is that simple. Toyota guarantees resale value as simple as shown in the example below:

Toyota Camry Altise

  • Drive-away Price - $28,990 (price may be slightly different for each states)
  • Amount Borrowed - $28,998 (there is a $7.50 "security registration fee")
  • Comparison Rate - 0%
  • Loan Term - 36 months
  • Minimum Guaranteed Future Value - $11,824 (conditions regarding distance travelled and vehicle condition will apply)
  • Monthly Finance Repayment - $491